Please respond to the following: Differentiate between negotiable and nonnegotiable instruments and how each could be used in the sale of goods. A woman changes her name due to marriage and then attempts to sign legal documents that predated her marriage. Analyze the effects of this potentially improper endorsement on legal documents. Discuss any implications of violation when applied to a business transaction. [1-2 references -250 words]Stale Dated Check Please respond to the following: XYZ Corporation paid Mary Smith her usual payroll check, and Mary neglected to cash it. Two years later, Mary found the check and presented it for payment. Meanwhile, XYZ Corporation had gone bankrupt, but the teller paid the check without this knowledge. Assess any remedies the bank might pursue when this situation is discovered. [1-2 references -250 words]Refinancing Possibility Please respond to the following: The current economic downturn has created quite a bit of publicity about the number of bankruptcies and foreclosures in the U.S. Consider an instance in which the mortgage holder is willing to work with the debtor to refinance the property so that all interests are protected. Devise the best possible refinancing solution in the event of a mortgage of $100,000, property value of $80,000, and the ability of the debtor to pay back $60,000 over time. [1-2 references -250 words]